I was just asked to review a web site called Finance Genius. I have to tell you I like what I saw. Basically the site is an information portal that helps consumers with a combination of advice and what amounts to a brokerage approach in connecting consumer to different options for things like insurance, mortgages, student loans and Auto Warranty services. With automotive warranties in particular I always advise people to shop outside sources, the extended warranties offered by dealerships tend to be over priced and then simply lumped into your loan so you get to pay interest on it. My additional advice is wait until your included warranty is almost up before paying for an extended on. Why pay for a warranty you may not use?
Like any site that is recommending various financial products my advice is to shop what they have and compare it to other options. Always make sure you find the best deal you can but Financial Genius certainly looks like one of the good guys so if you are in the market for any of their services have a look around their site and see what they have to offer. Remember my view is debt is bad but when it is necessary get the best deal, with the best terms you can find. Sites like this one are good tools for finding those types of deals.
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