Building Wealth - Cutting Costs

Right now if you are paying very much for domestic long distance in the United States I just don’t think I can help you. There are so many cheap options for domestic calling you kind of have to be stubborn to pay more then a few cents a minute. Or perhaps like many you tossed out your home phone all together and just use your cell phone, many have and there are good reasons to do so.

Now for international calling I generally recommend VoIP service but for some it just doesn’t work and others just don’t call often enough to bother. Additionally if you have gone the cell phone only route and don’t have a cable modem it isn’t an option. So what is the solution?

Try using discount international phone cards for saving money on all your international calling. GetMeCallingCards.com is a great source to shop for many different calling cards for many different needs. For instance I often call Russia to talk to one of my outsource programmers, I found a card for Russian long distance that costs only 1.2 cents a minute, that is a huge savings over even my VoIP rate.

Use this site to shop around they have a great card search tool where you can put in your country you call from and to and get the best rates and more importantly the best terms. Each card they recommend you can view all the details, charges and fine print beyond just the surface rate. Many times the lowest rate is not the best price over all so be smart read and pick the one best for where, how and how often you call.

GetMeCallingCards.com breaks all that down to easy and clear English so it definitely makes my list of recommended sites.

One of our chief goals here at CutThatBill is to help you find creative and cool ways to cut costs so when I was asked to look at a new website about heating and saving money on your costs I was happy to do it. The site is called DESA Online Outlet and they offer great prices on a variety of room heaters. A small room heater is often viewed as something that raises rather then lowers bills but that is not the case when used properly. Match the right heater with the right sized room and you can take the chill out of the room you are in most often and keep your overall thermostat setting lower.

Another cool option is using either ventless gas logs or vented gas logs into your fireplace. I prefer ventless because they provide far more efficient heating and still give you a lot of the feeling of a traditional wood fire. If you really want the look and feel of wood though vented logs will give you more of that. Either of them are more efficient and less costly then wood, (unless you cut your own). One more thing I really liked about DESA Online Outlet is they show you exactly how to cut your winter expenses by 15% rather then just claiming it to be the case.

So if you have a fire place that you don’t like dragging wood in for, would like to cut the cost of your heating or if you just have one room that is always to cold give these guys a visit and see if they have a deal on what you are looking for they certainly make my recommended sites list.

I personally love a nice glass of wine but being a bit of a tight wad I don’t like to over pay for it.  So I was really happy to find a website called 10 Dollar Wine that specializes in reviewing and recommending inexpensive wine.  Now at first I was a bit skeptical of the name of this site, I mean “10 Dollar Wine” does not conjure up images of great wines.

Well I held back my skepticism and gave the site a shot, that was a good move.  As the name of the site suggests they are all about bottles of wine that cost ten dollars a bottle or less.  I actually found they do review some wines that are in the 12-15 dollar range as well.

Each wine is rated on a unique scale that is as follows,

• Highest Recommendation
• Highly Recommended
• Recommended
• Good
• Acceptable
• Not Recommended

You can view the entire explanation of their wine rating system for more information.  Each review compares the wine to other similar wines, tells you who would like or dislike it based on other tastes and gives some food paring ideas.  To me the most valuable advices it they tell you if they would buy the wine again and if they would keep any in their wine rack.

After reading some reviews I realized I have tried many of these wines and tended to agree with much of what they had to say.  I have to say this is a great site for finding and saving money on great low cost wines.  I like to enjoy the finer things in life like wines with out paying to much.  Now here is the best part this site apart from some advertising is informational only.  Most of these wines can be found in grocery stores, wine shops etc.  They really aren’t selling anything, just great free advice.  Put this one in your book marks and join their mailing list.