Who Is Cost Cutter

Why I Keep My Identity Anonymous

I choose to keep my real identity a secret though if you really made an effort to figure out who I am you could figure it out. Problem would be you wouldn’t be sure if you were right and I wouldn’t tell you if you were, so how would you know?

So why do I keep my name off this blog? Simple so I can tell you exactly what I think with out worrying about anything. By keeping my name as an anonymous internet handle I can give you the exact same advice and opinions I give to friends over a Martini or a Beer. You get real uncensored advice from me and besides it is fun to be a little bit mysterious. I can tell you this is only one blog of many I contribute to and I am pretty well known in Business, Internet Marketing and as a Blogger.

What I Do In My Professional Life

I spend my time building businesses and online systems to make money and I do what I can to invest wisely and build wealth and I decided I wanted to pass on that knowledge in this way to others that might want to know what works and makes a person successful with money and in business.

I call myself a “millionaire next door” which is of course the concept that make Thomas J Stanley a best selling author for his book that carried that title. When Mr. Stanley wrote his book I was worth about what ever amount of money was in my pocket and made just better then minimum wage for doing back breaking and undesirable work. Today I am in my mid 30’s and I do indeed have a net worth well over a million dollars and it continues to grow. Yet I try not to be boastful about this and most of my friends do not even know I am that successful. I only tell you these things as a visitor because you should know the advice and recommendations are based on real success and are not repetitive hearsay that is so common online today.

What Exactly is a Millionaire Next Door

By “millionaire next door”, I mean just that, a normal guy, with a modest car, in a nice middle class home that could live right beside you. I promise you no one in my neighborhood would tell you they think I am a millionaire. Most of my neighbors are what I call the “highly paid broke” they earn good money but are cash poor. One family just to my right drives a 55K dollar SUV so mom can “cart the kids around for soccer and other stuff.” They then turn around and refer to my 4×4 Pick Up Truck as “extravagant”. You wonder if they even hear themselves talk?

When ever we ask this couple to go do something they generally say they “don’t have the money right now” or something to that effect. We aren’t talking trips to the Caribbean mind you but dinner and drinks etc. Oh yea in additions to mom’s SUV dad has a Lexus and their girls are involved in about dozen activities, all which cost money.

Now look I don’t begrudge anyone nice things and if you value your car or truck more then I do that is fine, spend your money as you see fit. Yet I know most of my neighbors are really broke and that they are in debt up to their eyeballs. The bills of America are slowly coming due and most of us can’t pay the fee, in the end it will get bad enough that the late 70s won’t seem to have been that bad of a time.

My point is most Americans now view life with an “entitlement mentality”, they think society, employers and the government owe them a nice lifestyle. No longer do families save up for new cars, family vacations or God forbid saving for a new television. Today if your Master Card is maxed and if Visa has limited your spending just turn to Best Buy, The Room Store or your Car Dealership for even more credit and satisfy yourself today.

My Message and What I Want for You

My message is not do without but simply to understand that you can do without somethings until you are further along financially and that keeping up with the Jone’s today means nothing but getting deeper into debt. I want you to come to understand that consumer debt is like cancer for your financial life and it can ruin your life if you give it the chance.

I want you to realize that there is more opportunity today then anytime in history to make money. I want you to realize that even just with a blog today you can earn an extra 500 dollars or more in income and I want you to realize that 500 dollars can make you retire a millionaire vs at the poverty level trying to collect what ever is left of social security. I really want people to get the power of the Internet to make money for anyone that applies themselves to it. I want Americans to understand that instead of complaining about jobs being outsourced to India they could actually be paying someone in India to make them money. I want so much for more Americans to have the same success I do but I know most will never put what I preach into practice, yet for the few who will, I take the time and make the effort.

Who I Am Outside of Business and Money

In my free time I spend most of my time outdoors, hunting, fishing and just hiking in the woods. I have always loved the outdoors and when I finally truly “retire” I will probably spend 200 days a year or more in my boat. I have been into the shooting sports my entire life and even competed a bit when I was in my teens and did quite well. Everything for me has always been about nature, animals and wild life.

I love my wife and my son (now in college) more then life itself and it was the two of them that gave me my real reason for working so hard to become a success. I enjoy my pets a great deal as well and own a Siberian Husky and a Black Lab, both of whom are treated like part of the family. We also have two cats and I maintain a large colony of snakes which I both breed as a hobby and use for talks that I give to schools, scouts, youth groups etc.

My real passion is teaching and it does not matter what. I like teaching people to make and save money, kids to not be prejudiced, friends how to hunt and fish and anyone who has an interest anything I can help them learn. Politically I am a republican except for the fact that I can’t find a single republican other then Ron Paul that actually acts like what republican is supposed to be. So more accurately I am a Libertarian (fiscal conservative and socially liberal - do what ever you want just don’t ask me and other tax payers to fund it for you).

I hope you enjoy my blog and I hope it helps you build a better life for you and those you love.

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